The answer is that you don’t need to worry about it if you don’t want to do so. After all, more than half the country has no will. You’d be in good company if you just forgot about estate planning altogether and let the courts sort it out when you die. Of course, that wouldn’t help your loved ones or ensure that your asset went to the people you truly care about. And it could result in a good portion of your wealth being consumed by court and attorney fees. If you want to avoid all those negative consequences, then you should want to create an estate plan.