As the population of older Americans continues to increase, we have also experienced an increased awareness of issues that impact them, including the prevalence of elder abuse, neglect, and financial exploitation. States across the nation are scrambling to try and prevent, or at least combat, the problem of elder abuse, with varying success. According to a recently released study by Wallet Hub, the State of Indiana is among the bottom half of all states for elder abuse protection.
The Baby Boomers Reach Retirement
Experts tell us that the aging Baby Boomers, who began turning 65 in 2011, have led to a “senior explosion” in the United States. The U.S. Census Bureau expects the population aged 65 and older to nearly double from 43.1 million in 2012 to 83.7 million in 2050. For the first time in history, the number of older adults (age 65 and older) is expected to outnumber their younger counterparts (age 21 and younger) that same year. Even before that, in 2030, experts tell us that one in five Americans will be retirement age.
The Wallet Hub Study
Wallet Hub compared the 50 states and the District of Columbia based on 14 key indicators of elder-abuse protection in three overall categories – prevalence, resources, and protection. They then evaluated these dimensions using 14 relevant metrics. Each metric was scored on a 100-point scale, with 100 representing the “best protection against elder abuse.” The results were compiled into an overall ranking for elder abuse protection. Individual sub-category rankings were also provided for the top five and bottom five in each sub-category. The 14 metrics used in the study are as follows:
- Prevalence – Total 40 Points
- Share of Elder-Abuse, Gross-Neglect and Exploitation Complaints
- Resources – Total 30 Points
- Total Expenditures on Elder-Abuse Prevention per Resident Aged 65 & Older
- Total Expenditures on Legal-Assistance Development per Resident Aged 65 & Older
- Total Long-Term Care Ombudsman Program Funding per Resident Aged 65 & Older
- Protection – Total 30 Points
- Financial Elderly-Abuse Laws
- Eldercare Organizations & Services per Resident Aged 65 & Older
- Presence of Elder-Abuse Forensic Centers
- Presence of Elder Abuse Working Groups
- Certified Volunteer Ombudsmen per Resident Aged 65 & Older
- Frequency of Assisted-Living Facilities Inspections
- Quality of Nursing Homes
- Presence of Laws Allowing Surveillance Cams in Nursing Homes
- Presence of Elder Justice Task Forces
- Presence of Elder-Abuse Shelters
Indiana’s Rankings
Indiana ranked 36th out of the 50 states and D.C. with an overall score of 39.80 out of a possible 100. To provide perspective for that score, Massachusetts came in 1st with a score of 58.55 and New Jersey ranked last with a combined score of just 24.63. Within the three main categories, Indiana scored highest in the “Prevalence” category, coming in 9th. In the “Resources” category Indiana ranked a dismal 50th and did not do much better in the “Protection” category with the state ranking 49th.
Contact Indianapolis Elder Law Attorneys
For more information, please join us for an upcoming FREE seminar. If you have additional questions or concerns about elder law, contact the experienced Indianapolis elder law attorneys at Frank & Kraft by calling (317) 684-1100 to schedule an appointment.
Mr. Kraft assists clients primarily in the areas of estate planning and administration, Medicaid planning, federal and state taxation, real estate and corporate law, bringing the added perspective of an accounting background to his work.
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