Indianapolis nursing home attorneys can help people of all ages to prepare in case they require nursing home care and must move into a care facility. While most nursing home residents are seniors, people who become unable to live on their own when they are younger due to illness or injury may also need to move into an institutional living environment where they can get the proper care and receive necessary supportive services.
Frank & Kraft will work closely with you if you want to ensure you have a plan in place to get high quality nursing home care and if you want to ensure you can avoid having to impoverish yourself in order to receive care in a nursing facility. The problem that many people experience when they require care is that Medicare and most private insurance providers only pay for skilled nursing care. Many of the people who require nursing home care just need help with activities of daily living, and this kind of custodial care doesn’t get coverage at all.
You should consider making a nursing home plan as soon as possible if you do not already have one in place, because you never know when something could happen that leaves you unable to care for yourself or live independently. You can give us a call today to get personalized advice about the nursing home planning process or can read on to find out some of the common reasons why people end up in having to move into a nursing care facility.
What are Some Common Reasons People Need to Move to Nursing Homes?
People typically move to a nursing home when they experience physical or mental impairments that prevent them from being able to do routine tasks at home and/or that make it unsafe for them to live independently.
If you are not able to move around on your own, to get out of bed, to shower, to prepare food, or to eat on your own, moving to a nursing home may be your only option unless you can afford long-term care at home that is sufficient to meet your needs or unless you have a family member who is willing to care for you. If you suffer from a mental impairment such as Alzheimer’s or dementia, you also may have no choice but to move to a nursing home because it may no longer be safe for you to live alone since you might wander and become lost or may put yourself in danger in other ways such as starting a fire when you try to prepare food.
There are lots of reasons why you might become physically or mentally impaired. You might be diagnosed with an illness, such as dementia. You might suffer a stroke that affects your brain or bodily functions. Or, you might be in an accident that renders you a quadriplegic or that causes traumatic brain injury that affects your ability to function.
While age-related infirmities are common reasons for people to end up in nursing home facilities and while conditions such as dementia and stroke are more common among seniors, people of any age could be afflicted by an accident or illness. You should not wait to make a plan for nursing home care because you never know when you will need it and be faced with a big expense.
Getting Help from Indianapolis Nursing Home Attorneys
Indianapolis nursing home attorneys at Frank & Kraft will help you to make a plan to protect your assets from being lost if you require costly nursing home care. In many situations, that makes making a Medicaid plan to qualify for Medicaid to pay for your nursing home care. However, there may be other approaches specific to your situation, such as purchasing a long-term care insurance policy.
You should join us for a free seminar to find out about the ways in which we can help with your nursing home planning process. You can also give us a call at 317-684-1100 or contact us online to get personalized advice about how you can put plans in place to ensure that you are able to get the care you need without spending all of your hard-earned money.
Mr. Kraft assists clients primarily in the areas of estate planning and administration, Medicaid planning, federal and state taxation, real estate and corporate law, bringing the added perspective of an accounting background to his work.