As a retiree, you are likely hoping to enjoy your “Golden Years” without having to worry about finances. If you are concerned that may not be the case, your life insurance policy may be one potential source of financial assistance that you may not have considered. The Indianapolis elder law attorneys at Frank & Kraft help you decide if a senior life settlement is right for you. What Is a Senior Life Settlement? You have likely been paying the premiums on your life insurance policy for … [Read more...] about Is a Senior Life Settlement Right for Me?
What You Need to Know If You Are a Caregiver
If you have taken on the responsibility of providing care for an elderly loved one so that he/she can remain at home, you may already be familiar with the mental and physical exhaustion caregivers often face. It is easy to put your own needs on the backburner when caring for someone you love who is suffering from physical and/or mental deterioration. If you completely ignore your own needs, however, your body will eventually react, causing your own physical and/or mental deterioration. … [Read more...] about What You Need to Know If You Are a Caregiver
November is Alzheimer’s Awareness Month
Given the increasing prevalence of the disease, most of us know someone who is suffering from Alzheimer’s or who is helping care for someone with the disease. Nationally, the month of November is known as Alzheimer’s Disease Awareness Month. Recognizing the need for heightened awareness of this disease, President Ronald Reagan made this designation in 1983. With that in mind, the Indianapolis elder law attorneys at Frank & Kraft offer some information on Alzheimer’s disease and ideas about … [Read more...] about November is Alzheimer’s Awareness Month
A Pre-Paid Funeral Plan Might Not Be a Wise Choice
You would undoubtedly prefer to spare your loved ones from additional stress and worry following your own death. Unfortunately, there is no way to shield your loved ones from the emotional impact of your passing; however, you can spare them most of the stress and anxiety associated with planning and funding your funeral and burial by planning everything yourself within your estate plan. If you do decide to add a funeral planning component to your estate plan, you may consider a pre-paid funeral … [Read more...] about A Pre-Paid Funeral Plan Might Not Be a Wise Choice
How to Find the Right Caregiver for a Parent
Despite the fact that we ourselves age, we expect that our parents will forever remain middle-aged. If a parent starts to show signs of physical and/or mental deterioration that often goes along with the natural aging process, we are forced to address the reality that they are aging. If that is where you are with your parent, it may be time to find a caregiver for your parent. If so, an Indianapolis elder law attorney at Frank & Kraft offers suggestions for how to find the right caregiver … [Read more...] about How to Find the Right Caregiver for a Parent
What You Need to Know about Elder Financial Exploitation
As the population of older Americans continues to increase dramatically. Unfortunately, that also means that elder abuse is also a growing problem. One type of elder abuse that is often underreported is elder financial exploitation. Predators take advantage of the fact that it is an uncomfortable topic of conversation. To help prevent you or a loved one from becoming a victim, the Indianapolis elder law attorneys at Frank & Kraft discuss what you need to know about financial … [Read more...] about What You Need to Know about Elder Financial Exploitation
What Options Are Available for Elder Care?
The longer we live, the higher the chance of needing some type of long-term care services. No one wants to end up in a nursing home facility; however, if an elderly loved one needs care that you cannot provide by yourself, you may be reluctantly considering a nursing home. Before you commit to nursing home care, the Indianapolis elder law attorneys at Frank & Kraft explain some alternative options for elder care. Community Services Many communities offer a variety of community-based … [Read more...] about What Options Are Available for Elder Care?
How to Recognize Nursing Home Abuse
Like many people, you may have avoided placing an elderly loved one in a nursing home for as long as possible. Between the concern you have that doing so will take away your loved one’s independence and the seemingly never-ending news reports about nursing home abuse, you may have gone to great lengths to avoid the nursing home option; however, at some point, a nursing home often becomes the only option. Fortunately, there are nursing homes that provide competent, caring, and compassionate … [Read more...] about How to Recognize Nursing Home Abuse
Understanding SSI and SSDI
Losing the ability to work can have a devastating impact on you and your family, particularly if your income is a significant contributor to the family finances. It could happen, however, at any age due to a physical or mental disability. The good news is that there are two federal assistance programs that may be able to help – the Supplemental Security Income (SSI) program and the Social Security Disability Insurance (SSDI) program. The Indianapolis elder law attorneys at Frank & Kraft help … [Read more...] about Understanding SSI and SSDI
How to Find the Right Nursing Home for Your Loved One
Making the decision to move an older loved one to a nursing home is rarely a decision that is easily made. Failing to do so, however, could put a loved one at risk for serious injury or victimization by those who prey on vulnerable seniors. Once the decision has been made, the next step is to find the best nursing home for your loved one. To help you make the right choice, the Indianapolis elder law attorneys at Frank & Kraft offer the following tips to help you find the right nursing home … [Read more...] about How to Find the Right Nursing Home for Your Loved One