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Download Our Free Report on the Probate Process

March 1, 2013Estate Planning, Probate, Wills and Trusts

The process of probate enters the picture when you are executing a last will to state your final wishes. During this interim the probate court will examine the will to determine its validity.  Interested parties could step forward during probate to challenge your will, and while the estate is being probated final debts must be paid. Along with the above the assets that comprise the estate must be prepared for distribution to the heirs in accordance with your stated wishes.  … [Read more...] about Download Our Free Report on the Probate Process

Hemsley Estate Dispute Decided by Court

February 27, 2013Estate Planning, Probate, Wills and Trusts

We have been passing along information over the last few months about the disputed estate of the deceased actor Sherman Hemsley, and we can now report that a resolution has been reached. The character George Jefferson catapulted Hemsley into the public consciousness, and he certainly provided millions of Americans with some hearty laughter during his long and successful career. The dispute involved a person stepping forward to challenge Hemsley's will during the probate process.  Even … [Read more...] about Hemsley Estate Dispute Decided by Court

Seniors Face Higher Medicare Deductibles, Part B Premiums

February 25, 2013Elder Law, Long-Term Care, Retirement Planning

Retirement planning is very important if you don't want to find yourself on a very tight budget during the latter portion of your life. Living on a fixed income can be very challenging, and Social Security alone is really not enough for most people.  And even if you could get by on Social Security on the day that you retire costs inevitably go up and cost-of-living adjustments are very modest to say the least. In fact, in 2010 and 2011 there was no Social Security cost-of-living … [Read more...] about Seniors Face Higher Medicare Deductibles, Part B Premiums

Healthy Seniors: Don't Be Fooled

February 22, 2013Elder Law, Long-Term Care

Sometimes you can be lulled into a false sense of security for one reason or another, and as a result you may fail to take the appropriate actions.  This can come into play among healthy senior citizens. Let's say that you have always been one to go to the gym regularly, eat well, and refrain from smoking and excessive drinking.  You see your retirement years start to come into focus and you feel very good physically.  Your doctor has given you a clean bill of health and you … [Read more...] about Healthy Seniors: Don't Be Fooled

Access Free Indianapolis Estate Planning Report

February 20, 2013Asset Protection, Estate Planning, Incapacity Planning, Living Trusts, Power of Attorney, Wills and Trusts

Some people do not take action with regard to executing the appropriate estate planning documents because they are not aware of all of the things that can go wrong if you do not plan ahead in an intelligent and informed manner. When you do have a basic understanding of the relevant tax laws and the various challenges that seniors citizens face you see why it is indeed important to make preparations for the future with the benefit of expert guidance. With the above in mind we have prepared … [Read more...] about Access Free Indianapolis Estate Planning Report

Qualified Personal Residence Trust Can Deliver Tax Savings

February 15, 2013Estate Planning, Taxes, Wills and Trusts

The value of your real property does indeed count when the IRS is assessing the value of your estate.  This is why many people find themselves subject to the estate tax even if they do not necessarily consider themselves to be extraordinarily wealthy in terms of cash. One way that you can reduce the taxable value of your home while you are arranging for it to be transferred to an heir or heirs in the future is to place it into a qualified personal residence trust. To learn about these … [Read more...] about Qualified Personal Residence Trust Can Deliver Tax Savings

Will Your Heirs Reach Their Full Potential?

February 13, 2013Estate Planning, Wills and Trusts

Estate planning for high net worth individuals involves some added layers of decision-making. When you are in a position to provide life-changing amounts of money to people in your family you have to ask yourself some hard questions. One of them would be whether you may be doing more harm than good by giving certain individuals large inheritances without any strings being attached.  If you are relatively young and not yet established you may feel as though you have no particular … [Read more...] about Will Your Heirs Reach Their Full Potential?

Unlimited Marital Exemption & Estate Tax Portability

February 11, 2013Estate Planning, Taxes

The amount of the federal estate tax exclusion stands at $5.25 million in 2013.  The maximum rate this year is 40%. What this means is that the portion of your estate that exceeds $5.25 million is potentially subject to this 40% tax.  The reason why we use the qualifier "potentially" is because there are things that you can do to gain tax efficiency if you work with a good estate planning lawyer. There is a caveat to the above however. You can leave behind an unlimited amount of … [Read more...] about Unlimited Marital Exemption & Estate Tax Portability

High Nursing Home Costs Make Other Options Attractive

February 8, 2013Elder Law, Long-Term Care, Medicaid

Understanding all of the facts is key when you are making preparations for the future.  People sometimes make uninformed assumptions that get them into trouble. One of them is the idea that Medicare is a cure-all once you qualify for the program.  Those who are under this impression may not be aware of the fact that Medicare won't pay for long-term care. In the local Indianapolis area a daylong stay in a private room in a nursing home in 2012 averaged $237 according to the … [Read more...] about High Nursing Home Costs Make Other Options Attractive

Exact Estate Tax Exclusion Figure Now Available

February 6, 2013Estate Planning, Taxes

Recently we reported on the outcome of the fiscal cliff deal as it applied to the parameters of the federal estate tax.  When the news first broke the exact amount of the estate tax exclusion was not available. This was because of the fact that the $5 million exclusion that was put into place for deaths in 2011 remained intact, but it is adjusted for inflation annually.  Last year the IRS increased the exclusion to $5.12 million after making the adjustment. We have now learned … [Read more...] about Exact Estate Tax Exclusion Figure Now Available

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